24 Finance¶

Financial translation requires absolute precision. A decimal point in the wrong place, a mistranslated regulatory term, or an unclear contract clause can cost millions. Pauhu's Finance domain delivers the accuracy financial institutions demand.

Domain Coverage¶

The EuroVoc Finance domain includes:

Sub-domain	Examples
2406 Monetary relations	Exchange rates, monetary policy, currency
2411 Monetary economics	Money supply, interest rates, inflation
2416 Financial institutions	Banks, investment firms, insurance
2421 Financing and investment	Loans, securities, investment funds
2426 Free movement of capital	Capital markets, foreign investment
2431 Insurance	Life, non-life, reinsurance
2436 Public finance	Taxation, government budgets, public debt
2441 Budget	Budgeting, appropriations, fiscal policy
2446 Taxation	Direct taxes, indirect taxes, tax policy

Banking Translation¶

Regulatory Documents¶

from pauhu import Pauhu

client = Pauhu()

# Translate banking regulation
regulation = client.translate(
    text="""
    Article 92 - Own funds requirements

    1. Institutions shall at all times satisfy the following
    own funds requirements:
    (a) a Common Equity Tier 1 capital ratio of 4.5%;
    (b) a Tier 1 capital ratio of 6%;
    (c) a total capital ratio of 8%.
    """,
    target="fi",
    domain="24 Finance",
    subdomain="banking",
    regulation="CRR"
)

Banking Terminology¶

English	Finnish	Context
capital adequacy	vakavaraisuus	Basel III/CRR
liquidity ratio	maksuvalmiussuhde	LCR/NSFR
non-performing loan	järjestämätön luotto	NPL
stress test	stressitesti	EBA requirement
deposit guarantee	talletussuoja	DGS directive

Investment & Securities¶

Fund Documentation¶

# Translate KIID (Key Investor Information Document)
kiid = client.translate(
    text=fund_kiid,
    target="fi",
    domain="24 Finance",
    subdomain="securities",
    document_type="KIID",
    compliance=["UCITS", "PRIIPs"]
)

Securities Terminology¶

English	Finnish	Regulation
prospectus	esite	Prospectus Regulation
KIID	avaintietoasiakirja	UCITS/PRIIPs
NAV	substanssiarvo	Fund reporting
benchmark	vertailuindeksi	BMR
market abuse	markkinoiden väärinkäyttö	MAR

Insurance Translation¶

Policy Documents¶

# Translate insurance policy
policy = client.translate(
    text=insurance_policy,
    target="fi",
    domain="24 Finance",
    subdomain="insurance",
    document_type="policy_terms",
    options={
        "preserve_definitions": True,
        "highlight_exclusions": True
    }
)

Insurance Terminology¶

English	Finnish	Type
premium	vakuutusmaksu	Payment
deductible	omavastuu	Cost sharing
coverage	vakuutusturva	Protection
claim	korvausvaatimus	Benefit request
underwriting	riskivalinta	Assessment
reinsurance	jälleenvakuutus	Risk transfer

Public Finance & Taxation¶

Tax Documentation¶

# Translate tax ruling
ruling = client.translate(
    text=tax_ruling,
    target="fi",
    domain="24 Finance",
    subdomain="taxation",
    jurisdiction="FI",
    options={
        "tax_code_references": True,
        "preserve_calculations": True
    }
)

Finnish Tax Terminology¶

English	Finnish	Authority
income tax	tulovero	Verohallinto
value added tax	arvonlisävero (ALV)	Verohallinto
withholding tax	ennakonpidätys	Employer
capital gains tax	luovutusvoittovero	Capital income
tax return	veroilmoitus	Annual filing
tax assessment	verotuspäätös	Official decision

Regulatory Compliance¶

EU Financial Regulations¶

Regulation	Finnish Name	Key Terms
MiFID II	Rahoitusvälineiden markkinat -direktiivi	Investment services
CRR/CRD	Vakavaraisuusasetus/-direktiivi	Capital requirements
Solvency II	Vakavaraisuus II	Insurance capital
GDPR (finance)	Tietosuoja-asetus	Customer data
AML/CFT	Rahanpesun estäminen	Due diligence

Compliance Documents¶

# Translate AML policy
aml = client.translate(
    text=aml_policy,
    target="fi",
    domain="24 Finance",
    compliance=["AML5", "FIN-FSA"],
    document_type="compliance_policy"
)

Financial Reporting¶

IFRS Statements¶

# Translate annual report
annual_report = client.translate(
    text=ifrs_statements,
    target="fi",
    domain="24 Finance",
    subdomain="accounting",
    standards=["IFRS", "FAS"],
    options={
        "preserve_tables": True,
        "number_format": "fi-FI",
        "currency_display": "EUR"
    }
)

Accounting Terminology¶

English (IFRS)	Finnish	Standard
revenue	liikevaihto	IAS 1
gross profit	bruttokate	Income statement
EBITDA	käyttökate	Common metric
net income	tilikauden tulos	Bottom line
assets	varat	Balance sheet
liabilities	velat	Balance sheet
equity	oma pääoma	Balance sheet

Fintech & Digital Finance¶

Digital Banking¶

# Translate fintech app content
app_content = client.translate(
    text=fintech_ui_strings,
    target="fi",
    domain="24 Finance",
    subdomain="fintech",
    style="modern_clear",
    options={
        "preserve_placeholders": True,
        "character_limits": ui_limits
    }
)

Fintech Terminology¶

English	Finnish	Context
digital wallet	digitaalinen lompakko	Payment
open banking	avoin pankkitoiminta	PSD2
cryptocurrency	kryptovaluutta	Digital assets
robo-advisor	roboneuvonta	Automated investing
peer-to-peer	vertaislaina	P2P lending

Quality Assurance¶

Financial QA Checks¶

Check	What It Validates
Numerical accuracy	All numbers preserved exactly
Currency handling	Correct symbols and formats
Regulatory terms	Official translations used
Table integrity	Financial tables preserved
Calculation verification	Formulas render correctly

Number Handling¶

result = client.translate(
    text="Revenue: EUR 1,234,567.89",
    target="fi",
    domain="24 Finance",
    number_format="target_locale"
)

# Finnish format: "Liikevaihto: 1 234 567,89 EUR"

Finnish Financial Context¶

Finanssivalvonta (FIN-FSA)¶

# Translate for Finnish FSA
fsa_doc = client.translate(
    text=regulatory_filing,
    target="fi",
    domain="24 Finance",
    regulator="fin-fsa",
    options={
        "official_terminology": True,
        "fin_fsa_format": True
    }
)

Finnish Financial Institutions¶

Type	Finnish	Regulator
Bank	pankki	FIN-FSA, ECB
Insurance company	vakuutusyhtiö	FIN-FSA
Investment firm	sijoituspalveluyritys	FIN-FSA
Payment institution	maksulaitos	FIN-FSA
Fund management	rahastoyhtiö	FIN-FSA

Security & Confidentiality¶

Sensitive Financial Data¶

# Client-side encrypted for financial data
client = Pauhu(encryption="client-side encrypted")

# Client financial data protected
result = client.translate(
    text=client_portfolio,
    target="fi",
    domain="24 Finance",
    confidentiality="client_data"
)

Data Protection¶

Requirement	Implementation
Client confidentiality	Client-side encryption
GDPR compliance	Data minimization
Audit trail	Transaction logging
Access control	Role-based permissions

Getting Started¶

Quick Start¶

from pauhu import Pauhu

client = Pauhu()

# Translate financial content
result = client.translate(
    text="The fund's total expense ratio is 1.5%.",
    target="fi",
    domain="24 Finance"
)

print(result.translation)
# "Rahaston kokonaiskustannussuhde on 1,5 %."

Finance Project Setup¶

# Create financial translation project
project = client.projects.create(
    name="Annual Report 2024",
    domain="24 Finance",
    languages=["en", "fi", "sv"],
    settings={
        "ifrs_terminology": True,
        "number_format": "fi-FI",
        "preserve_tables": True,
        "quality_threshold": 98
    }
)

Learn More¶

Banking

Regulatory and commercial banking.

Banking
Securities

Investment funds and capital markets.

Securities
Insurance

Policy documents and claims.

Insurance
Reporting

IFRS, regulatory reporting.

Reporting